Optimal Cards For Recurring Payments For Netflix, Sirius and More

Optimal Cards For Recurring Payments For Netflix, Sirius and More

Streaming services have taken entertainment to a whole new level, becoming a part of our daily lives. But, deciding which optimal card is best for paying for these services can be a daunting task. With around 247.2 million paid subscribers globally on Netflix, 24.6 million in Australia itself, and the many credit card options available in the market, individuals need to figure out the best cards they can use for these services and earn bonus rewards while doing so.

Interestingly, just as streaming service users seek optimal cards for their subscriptions, online gamers often explore efficient payment method PayID in Aussie casinos becoming increasingly popular due to their ease of use and security.

So, what are the best optimal cards for recurring payments for streaming services like Netflix and Sirius? Let’s find out.

What are the Reasons for Using an Optimal Card for Recurring Payments?

Here is a list of the reasons for using an optimal card for recurring payments for streaming services:

• Using a credit card helps you keep track of your streaming service expenses.
• You can earn reward points, miles on your purchases and cashback.
• An optimal card helps you build your credit score every time you make timely payments.

What Factors Should You Look For in a Credit Card for Recurring Payments for Streaming Services?

Choosing an optimal card for your recurring payments on either Netflix, Sirius or other streaming services should entail considering a number of factors:

• You should look for a card that offers users bonus rewards such as cashback, points or miles on purchases.
• You should also look for a card with zero annual fees because they typically have 0% introductory interest rates. Don’t eat into your rewards or cashback earned, and offer more flexibility.
• Moreover, you need to consider a credit card with a low interest rate and a card that has a sign-up bonus.

What are the Best Optimal Cards for Recurring Payments for Netflix, Sirius and Other Streaming Services?

We have compiled a table for you, as shown below:

1. Blue Cash PreferredⓇ Card from American Express

This card is an ideal choice for recurring payments because it offers a 6% cashback on streaming services like SiriusXM and Netflix, a 3% cashback on transit and gas purchases, plus a 1% cashback on other purchases. As a stellar cash-back credit card, it helps you maximize your every purchase. If you spend the most on streaming services, you get a big reward for that matter. So, if you are looking to earn a cash-back of up to 6%, this is the card you should consider getting.

Pros and Cons

Pros

✔Offers a $250 statement credit after spending $3,000 in the first six months.

✔ 0% introductory APR on purchases and balance transfers for the first twelve months.

✔You get a 3% and 1% cash-back on transit and gas purchases and other purchases, respectively.

✔This optimal card offers a 6% cashback on select streaming services like Sirius and Netflix.

Cons

❌An annual fee of $95 after the first intro fee of $0 in the first year.

❌The card has a foreign transaction fee of 2.7%.

2. U.S. Bank Cash+ Ⓡ Visa SignatureⓇ  Card

This card allows users to choose two categories to earn 5% cashback. One of the categories comprises streaming services like Netflix and Sirius and the other entails restaurants, gas stations and grocery stores. Moreover, if you spend $1,000 on eligible purchases in the first 120 days, you get offered a reward bonus of $200. This card offers a lucrative rewards structure, allowing users to have control over their earning potential.

Pros and Cons

Pros

✔The card allows you to earn a 5% cashback on two categories.

✔With this card, you can choose the category of streaming services like Netflix and Sirius.

✔The card has 0 annual fee.

✔The introductory fee is 0% APR.

✔Comes with competitive rewards rates.

Cons

❌The highest reward rate is capped at $2,000 in combined yearly purchases.

❌Has a foreign transaction fee of 2%.

❌The card needs more time and effort to manage rewards.

3. Capital One SavorOne Cash Rewards Credit Card

Are you looking for a card that offers a 3% cashback on entertainment purchases including streaming services like Netflix and Sirius? Capital One SavorOne Cash Rewards Credit Card is the best solution! As a user of this card, you get 1% cashback on other purchases, a $0 annual fee and a solid reward structure.

Pros and Cons

Pros

✔Offers a 3% cashback on streaming services like Netflix and Sirius.

✔Offers users a 1% cashback on their purchases and a 2% cashback on dining purchases.

✔Has a zero annual fee.

✔Offers a $200 cash bonus once you spend $500 in the first three months.

Cons

❌The intro APR is 0% on balance transfers and purchases for 15 months. After that you pay 19.99%-29.99% variable APR (meaning balance transfer fees applies afterwards).

4. Citi Custom CashⓇ Card

What beats an optimal card that offers a cashback of 5% on purchases in your top eligible spending category for every billing cycle? Citi Custom CashⓇ Card has made it easier for recurring payments for streaming services like Netflix and Sirius, that the top streamers love so much, since they are eligible categories. This card offers cardholders a 1% cash back on other purchases, and users don’t have to pay any annual fee when using it.

Pros and Cons

Pros

✔As a Citi Custom CashⓇ Card user, you can expect a 0% 15-month promotional APR for purchases and balance transfers.

✔You can earn up to 5% cashback.

✔The bonus cashback applies automatically to your highest eligible spending category, even if you are not registered.

✔You get a 1% cashback on other purchases.

✔The card comes with no annual fee.

Cons

❌The monthly spending cap for the bonus category is $500.

❌The extra rewards are only offered for one category at a time.

❌Charges a foreign transaction fee of 3%.

Bottom Line

Choosing the right card for recurring payments for streaming services requires considering your spending habits, credit score and the rewards the card offers. This way, it becomes easy to choose the right card for your needs. All the cards discussed in this article come with their cons and pros, and thus, it is important to factor in that when deciding which one is the best for you.

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